512 N Francis Street

Ada, OK
$ 109,900 Beds 2 Baths 1 Sq 790 Virtual Tour
Monthly Estimate* How much can I afford?

COTTAGE-STYLE HOME NEAR ECU WITH SHADED PATIOS & CHARM IN ADA! Looking for a home with personality near East Central University? Tucked beneath mature shade trees, this charming 2-bedroom, 1-bath cottage offers a peaceful retreat just minutes from campus, downtown Ada, restaurants, shopping, and everyday conveniences. Originally built in 1920 and thoughtfully updated over the years, this home blends classic cottage character with modern comfort. Central heat and air, updated siding, fresh paint, and a remodeled shower surround make everyday living easy while preserving the home's unique charm. Soft pastel colors throughout create a cheerful, welcoming atmosphere that feels warm from the moment you walk in. The spirit of the home is creative, cozy, and full of character. Outside is where this property truly shines. Instead of a large yard to maintain, you will find multiple patio spaces tucked beneath a canopy of mature trees—perfect for morning coffee, quiet evenings, entertaining friends, or adding string lights to create your own backyard retreat. The fenced side yard offers privacy, room for pets, gardening, or simply enjoying the outdoors without spending every weekend mowing. Utilities include OG&E electric, Summit Gas, City of Ada water, sewer and trash, plus Sparklight internet. Now offered at $109,900, this home is available with conventional, FHA, VA, and USDA financing. IF YOU HAVE BEEN WAITING FOR A HOME THAT STANDS OUT FROM THE ORDINARY, THIS CHARMING ADA COTTAGE MAY BE THE PERFECT FIT.

Active

  • Price
  • $ 109,900
  • City
  • Ada
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • PONTOTOC
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.0574 Acres
  • Zip
  • 74820
  • Sqr Footage
  • 790
  • Year Built
  • 1920
  • Style
  • Craftsman
  • MLS#
  • 1240529
Listed By: Christina Franklin at Spirit Realty Group LLC - (580) 399-7881
Data Source: Oklahoma City Metro MLS (OKCAR)

Features

General

Heating Electric
Cooling Electric
Possession Funding
Roof Other
Appliances Dryer,Refrigerator,Warming Drawer,Washer/Dryer
Architectural Style Craftsman
Construction Materials Frame
Year Built 1920
Township 4N
Property Subtype Single Family Residence
County Pontotoc
Property Type Residential
Full Baths 1
Status Active
Directions Traveling north on Mississippi in Ada,turn right/east onto 7th Street,then turn left/north onto Francis. Home is first driveway on the right/east side of the road.
High School Ada HS
City Ada
Disclosures Yes
High School District Ada
Lot Size Square Feet 2500
Elementary School Ada EC Ctr,Hayes ES,Washington ES,Willard ES
Middle/Junior High School Ada JHS
Standard Status Active
Tax Lot 5

Interior Features

Fireplace Features None
Total Bedrooms 2
LivingAreaSource Assessor
Total Baths 1

Exterior Features

Exterior Amenities Fire Pit
Lot Features Campus Area,Wooded
Foundation Details Conventional
Lot Size Acres 0.0574

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Norman, OK office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Willard ES
Middle School Ada JHS Middle School
High School Ada HS

Price History

7/21/2026 Listed $109,900

Property vs Zip Code Average in 74820

Price
AVG $310K
$110K
Year Built
AVG 1976
1920
Visits
AVG 15
241
Data Provided by Inside Real Estate®

Areas That We Cover

512 N Francis Street Ada, OK is a Single Family Home for sale at $109900 with 790 sqft and a lot size of 0.0574 Acres Acre(s). 512 N Francis Street Ada has 2 bedrooms, 1 baths and was built in 1920. The property's zip code is 74820 which is in Ada, OK

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.